15.07.2023 International Scientific Journal "Science and Innovation". Series A. Volume 2 Issue 7
Abstract. This article discusses the theoretical views of improving the efficiency of management of innovation processes in commercial banks, thanks to this, the issues of the development of the credit system have been studied. Practical proposals on Innovative activities of banks are also given, characterized by high uncertainty, which in turn requires the use of flexible and adaptive risk management models.
Keywords: innovation activity, commercial bank, loan, bank loan portfolio, loan portfolio management, profitability, risks, diversification
SCIENCE & INNOVATION